Lending & Mortgages

BUYING A RESIDENTIAL INCOME PROPERTY – A Primer

With the Ontario real estate market demonstrating continued resilience, many people are still putting their confidence in real estate as an investment option across Ontario.  These...

MORTGAGES & FINANCE: What you don’t know; Securitization & Due Diligence!

Ever wonder why your mortgage has so many restrictions and requirements/conditions? Why are there so many different types of mortgages in the UK? Why does your...

MORTGAGES & FINANCE: Residential Construction Financing

In the residential market, construction financing is available for customers who are planning to build a new home or who want to reconstruct an existing property...

THE ECONOMICS OF THE MORTGAGE INDUSTRY

Real properties (real estate) like buildings, lands, residences are generally acquired by a purchaser through taking a loan. The promise to repay this loan is backed by a...

THE BASICS TO LAND TITLE SEARCHES

A title search is conducted during the process of selling or purchasing or acquiring an interest in a property. Its purpose is to find out:If the...

LAND TRANSFER TAX – Avoiding the tax, Trustee to Beneficiary

A client came into see me and wanted to transfer title to his property from his parents name to his and his wife.  He was concerned...

REAL ESTATE BASICS: What Every New Immigrant OR First Time Home Buyer Should Know About Buying Real Estate In Canada

Canada remains one of the countries attractive to the eyes of the people who plan to migrate. Currently, Canada has maintained its open doors to immigrants....

THE BASICS OF YOUR MORTGAGE: Institutional vs Private Lending

Basically, buying a home is one of the best investments to deposit hard-earned money. This prospect comes along with various types of payment plans and financing...

Standard Charge Terms, Briefly Speaking

When a loan or mortgage is electronically registered against a property by a lender, it is known as a Charge (a Charge is sometimes synonymous with...

Title Searching: “The Things Passes With Its Burden”

In the purchase and sale of a property, the most important aspect of the transfer between buyer and seller is making sure that the seller has...