The more you know, the better your decisions and the more satisfied you will be with our services. With this in mind, we put numerous tools and resources at your fingertips.
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Mar
30,
2018
Changes to the Mortgage Syndication Rules
As of July 1, 2018, the Financial Services Commission of Ontario (FSCO) will begin enforcing the changes to the O. Regulation 188/08 Mortgage Brokerages Standards of Practice under...
Sep
20,
2017
A MIC’s Specified Shareholder, Related Persons and Prohibited RRSP Investment Considerations
The Question being asked is a brother or sister of a shareholder of a mortgage investment corporation (MIC) a specified shareholder (To qualify as a MIC...
Jul
25,
2017
MIC Foreign Investors & Withholding Taxes on Dividends
The Quick and Simple is that Yes, withholding taxes (usually 25% of gross amount unless subject to a tax treaty with the resident country of the...
Jul
24,
2017
Islamic Financing and Riba Free Mortgages
Over the last few years, and especially since the financial crisis of 2008, the concept of Islamic financing or banking has been gaining momentum as an...
Jul
16,
2017
Self Sabotage: When You Incorporate Without A Lawyer
So you looked up a few websites on incorporating, stumbled upon the government sites for filing articles of incorporation and decided to fill in the forms...
Jul
9,
2017
Challenges in Starting a MIC: Paying Dividends
One of the biggest challenges in running a MIC is when you first realize that the investors who were once your private lenders are now expecting...
Jul
7,
2017
A MIC does not simply allow you to raise money from the public!
Mortgage Investment Corporations ("MICs") are on the rise in Canada. With many of these MICs the founders and managers are confused over what regulators may or...
Jun
19,
2017
What Is A Medical Professional Corporation And What Are Its Advantages And Disadvantages
New doctors often face the question of whether to incorporate or not early on in their practice. In that regard the question that I am most...
May
4,
2017
What happens when Home Trust now needs to borrow money to advance you a mortgage loan?
What do you do when your mortgage lender now has to pay a higher interest rate to their own lender on the money they loaned to...
May
4,
2017
The Ontario Real Estate market meets its April 2017 Budget; are we in crisis?
April 2017 will possibly go down as the turning point in Ontario/Canada's economy. Although the brunt of the straws that broke the camel’s back were dropped...
