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Can a borrower redeem their mortgage under power of sale?

The answer to this question is constantly evolving, with new and conflicting case law addressing specific facts released almost yearly.  The old adage of being able...

What happens if you die without a will?

DID YOU KNOW IF YOU DIE WITHOUT A WILL IN ONTARIO?And you are married, have children and your assets are worth more than $200,000, your surviving...

Tips On Being A New Home Owner & Things You Could Do To Save Money

Tips on Being a Home Owner & things you could do to save money:Change the locks and make spare keys, update the alarm with monitoring and...

Levy Zavet Real Estate Lawyers

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The Holdover Period, Real Estate Commissions and Listing Agreements

Sellers should be weary and concerned with agreeing to a holdover period as defined in a typical listing agreement to offer to sell a property.  The...

Is there such thing as a Personal Real Estate Corporation or a Real Estate Professional Corporation in Ontario?

Simply put, the answer is "No".  Unlike other provinces, such as British Columbia, in Ontario Real Estates Salespersons or Brokers cannot self-incorporate as a Realtor and...

Annual Maintenance and Reporting Requirements of a MIC, a Mortgage Investment Corporation

Annually a MIC that issues its shares through a prospectus and registration exemption under securities law and regulations (e.g. not publicly traded companies),  will be responsible...

What If A Mortgage Goes Bad In A MIC? What are the Investment Benefits In A MIC?

Management of the MIC must be vigilant and selective with whom they lend to, and investors can inquire about whether the MIC in question will allow...

Securities Law & Regulations of a MIC, a Mortgage Investment Corporation

A “Trade” (i.e. selling shares to investors in this case) triggers the “Registration” requirement, even if the trade is not a “distribution”. Just because there is...

Taxation of a MIC, a Mortgage Investment Corporation

The MIC itself will not pay income tax so long as the profits are flowed through to the shareholders and taxed in their hands. This is...