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May
4,
2017
What happens when Home Trust now needs to borrow money to advance you a mortgage loan?
What do you do when your mortgage lender now has to pay a higher interest rate to their own lender on the money they loaned to...
May
4,
2017
The Ontario Real Estate market meets its April 2017 Budget; are we in crisis?
April 2017 will possibly go down as the turning point in Ontario/Canada's economy. Although the brunt of the straws that broke the camel’s back were dropped...
Apr
20,
2017
Ontario’s new real estate cooling off plan and the 15% foreign buyer tax!
Ontario's new real estate cooling off plan has the following changes: 1) 15% Non-Resident Speculation Tax on residential single family dwellings purchased by non-citizens or non-permanent residents...
Feb
28,
2017
New 2017 Ontario and Toronto Municipal Land Transfer Tax Rates
The new City of Toronto Land Transfer Tax Rates which are effective March 1, 2017 are as illustrated below. The City has decided to harmonize their...
May
13,
2016
Can a borrower redeem their mortgage under power of sale?
The answer to this question is constantly evolving, with new and conflicting case law addressing specific facts released almost yearly. The old adage of being able...
Apr
8,
2016
What happens if you die without a will?
DID YOU KNOW IF YOU DIE WITHOUT A WILL IN ONTARIO?And you are married, have children and your assets are worth more than $200,000, your surviving...
Apr
8,
2016
Tips On Being A New Home Owner & Things You Could Do To Save Money
Tips on Being a Home Owner & things you could do to save money:Change the locks and make spare keys, update the alarm with monitoring and...
Jan
28,
2015
The Holdover Period, Real Estate Commissions and Listing Agreements
Sellers should be weary and concerned with agreeing to a holdover period as defined in a typical listing agreement to offer to sell a property. The...
Jan
15,
2015
Do we have Personal Real Estate Corporations or a Real Estate Professional Corporations in Ontario?
Simply put, the answer is "No". Unlike other provinces, such as British Columbia, in Ontario Real Estates Salespersons or Brokers cannot self-incorporate as a Realtor and...
Jan
13,
2015
Annual Maintenance and Reporting Requirements of a MIC, a Mortgage Investment Corporation
Annually a MIC that issues its shares through a prospectus and registration exemption under securities law and regulations (e.g. not publicly traded companies), will be responsible...
